FAQ on Payday loans
First time customers and current customers, please make sure to view our FAQ below.
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- What is a payday loan?
- How long does it take to get the money?
- When do I have to pay the money back buy?
- How do I get an extension if I can't pay the loan back by next payday?
- How much money can I get?
- What if I have poor credit?
- Do you do a credit check for my payday loan approval?
- Do I need to have a job to get a payday loan?
- Is there an application fee for a payday loan?
- Can I pay my loan back early?
What is a payday loan?
A payday loan is a cash advance of $300 to $1500 until your next paycheck.
How long does it take to get the money?
Some loans are same day depending on when you apply, for others the funds are deposited into your bank account the next business day. If you get approved and agree to your loan before 3pm MST, you can have the funds deposited into your account the next day.
How much money can I get?
You can get anywhere from $100-$1500 for a payday loan.
What if I have poor credit?
Your current credit rating is not an issue with a payday loan. This loan is based on a fee not interest so it is not accepted or declined based on your credit.
Do you do a credit check for my payday loan approval?
No your approval is not based on your credit rating or credit history.
Do I need to have a job to get a payday loan?
Yes you need to be employed for at least three months to get approved for a payday loan.
Is there an application fee for a payday loan?
No
Can I Pay my loan back early?
Yes, contact the company listed on your paperwork and request that you be able to pay your loan back prior to the due date.
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